Overdraft Protection Services
Overdraft Protection
Eliminate any worry about insufficient funds and multiple fees by transferring funds to your checking account from any of the following account types:
- INTRUST Overdraft Protection Line of Credit. A line of credit with a competitive annual percentage rate. Needed funds are billed
to this account, which is set up solely to protect your checking account. Small transfer fee. Apply now!
- INTRUST Credit Card, Savings, Money Market or Other Checking Account. Funds are withdrawn from these accounts as needed. Small transfer fee. Apply now!
INTRUST Bounce Blocker
On the occasion you find yourself a little short in your account, INTRUST Bounce Blocker can save you the cost and inconvenience of returned checks.
If you are handling your account in a responsible manner, we may consider, at our discretion, providing Bounce Blocker on your account and paying items that overdraw your account. INTRUST Bounce Blocker may be activated when your account is overdrawn by writing a check, making an in-person withdrawal, withdrawing cash at an ATM, through an INTRUST Visa® Check Card purchase, a pre-authorized withdrawal, a telephone-initiated transfer, an Internet transaction, or other electronic transaction
(1). If we have previously paid one of your items into overdraft, we cannot guarantee that we will pay future items into overdraft.
If you enroll in Overdraft Protection, Bounce Blocker will be secondary to this service.
Contact us to learn more.
For more information,
contact Customer Service.
(1) Your account will be charged a per-item fee of $30 and a continuous overdraft fee of $5 per business day, if applicable. Multiple fees may apply. Fees are included in the daily account limit. Transactions may not be processed in the order in which they occurred. Order of processing can affect the total amount of overdraft fees. You agree to pay us the amount of any overdraft immediately.