Compare Accounts

	Business Savings	Business Money Market Savings
Description	Basic savings account. (1)	High yield money market account. (1)
Minimum Opening Deposit	$100	$5,000
Variable Interest Rates	Interest is calculated on the daily collected balance, compounded and credited to the account monthly.(2)	Interest is calculated on the daily collected balance, compounded and credited to the account monthly based on tiers.(2)
Minimum Balance and Account Maintenance Fee	$300 minimum balance to avoid the monthly account maintenance fee of $5.(2)	$5,000 minimum daily balance required to avoid the monthly account maintenance fee of $12.(2)
Activity Fees	No charge for first 20 domestic deposited items per month. Additional items are 20¢ each, including on-us items.(2)	No charge for first 20 domestic deposited items per month. Additional items are 20¢ each, including on-us items.(2)

(1) Federal regulation allows you to make six (6) transfers or withdrawals from your account per monthly cycle, including preauthorized, automatic or telephone transfers. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.
(2) Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.

Contact us to learn more or apply.

For more information about Business Savings accounts or to apply, contact Customer Service by e-mail or by phone.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.