| Capital Ratios | |
| Leverage Capital Ratio | 9.55% |
| Core Capital/Risk Weighted Assets | 13.61% |
| Risk-based Capital Ratio | 14.87% |
| Asset Quality Ratios | |
| Non-performing Assets/Total Assets | 0.53% |
| Past Due Loans/Net Worth | 2.19% |
| Past Due Loans/Total Loans Outstanding | 0.39% |
| Net Charge-offs/Total Loans Outstanding (annualized) | 0.14% |
| Loan Loss Reserve/Total Loans Outstanding | 1.92% |
| Loan Loss Reserve/Past Due Loans | 494.62% |
| Liquidity Ratios | |
| Net Loans/Total Deposits | 66.43% |
| Profitability Ratios | |
| Annualized Return on Assets | 1.20% |
| Annualized Return on Equity | 12.61% |
| Balance Sheet Items | ($ in thousands) |
| Total Assets | $3,916,928 |
| Total Liabilities | $3,536,999 |
| Total Equity | $379,929 |
| Total Liabilities & Equity | $3,916,928 |
| Income Statement Items | ($ in thousands) |
| Net Interest Income | $81,449 |
| Net Income | $33,823 |