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Relationship CheckingVirtual CheckingBasic Checking
Minimum balance and monthly maintenance fee information No monthly account maintenance fee if a $5,000 average collected balance or a $10,000 combined relationship balance is maintained(1,2,3) No monthly account maintenance fee if account is set up for e-Statements and no paper statement is received(1,3) No monthly account maintenance fee if a $1,000 average collected balance is maintained(1,3)
Variable interest earned
Check rates
Free OnLine Bill Pay(4)
Free wallet-style checks (styles vary)
Unlimited check writing First three checks per monthly cycle are free; additional checks are $0.50 each(1,5)
No fee for ATM transactions at other banks' ATMs (6)
Discounted rate on new personal loans with auto debit payment (7)
Free estate and financial analysis
Free cashier's checks and travelers checks (4)
Discounted Visa® Gift Card purchases at any INTRUST branch location

Every INTRUST checking account offers a wide range of optional features, including:
  • Free OnLine Banking. Check balances, transfer funds, view images, download statements, order checks and more 24 hours a day.
  • e-Statements. Securely view your statements online while reducing paper waste and clutter when you sign up for e-Statements.
  • OnLine Bill Pay. Simplify your life by paying bills through INTRUST OnLine, free with most accounts.
  • INTRUST Visa Check Card. Use your check card at millions of locations and ATMs worldwide. Subject to application and approval.
  • Overdraft Protection. Ensure your transactions are covered by enrolling in Overdraft Protection using an INTRUST credit card., line of credit or deposit account.
  • Discounted rates on new personal loans with auto debit payments.
  • Unlimited INTRUST Bank ATM Transactions. Access your money when you want, and as often as you want, from any of our ATMs.
  • Direct Deposit. Save time with direct deposit of payroll, retirement and government payments.
  • Combined Statement. Monthly statements combine all of your INTRUST accounts into one easy-to-read document.
  • Phone Banking. Access your account information by phone 24 hours a day, 7 days a week.
  • Same-day Deposits. All INTRUST branches accept deposits until close of business with same-day posting. That way, you have immediate access to your funds without having to worry about cut-off times.
(1) Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.
(2) Account balances include checking, savings, money market, time deposits, IRAs and personal loans. Balances in mortgage loans, student loans, credit cards, commercial deposits and commercial loans do not apply.
(3) No charge for first 25 domestic deposited items per monthly cycle. Additional items are $0.25 each, including on-us items.
(4) Some limits apply.
(5) Checks include teller withdrawals, but does not include electronified checks.
(6) When you use an ATM that adds a surcharge, we'll credit the amount of those charges up to $6 per month and waive up to $6 in INTRUST fees per month.
(7) Subject to application and approval.
Switch from your bank to INTRUST with ease.
INTRUST's handy, step-by-step SwitchKit takes the legwork out of changing banks. If you're ready to replace your checking account with an INTRUST checking account, refer to our SwitchKit to make it easier.

Contact us to learn more.
For more information about Checking Accounts, contact Customer Service by e-mail or by phone.