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INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.

		A copy of your Purchase Contract, signed by all buyers and sellers
		Your original pay stub(s) covering the last 30 days (e.g., if paid twice per month, provide two pay stubs) and continue to save your pay stubs until you close
		Your original W-2 forms and K-1s for the last two years
		Your original bank statements for the past three months for all checking and savings accounts (continue to save your bank statements until you close)
		The name, address and phone number of your landlord for the last 24 months, if you are currently renting or have rented in the past 24 months
		Your original 401(k) and IRA statements (most recent statement)
		Award letter, if you are receiving retirement or social security
		Your original investment account statements for the past three months, if applicable (e.g., mutual fund accounts and/or annuities)
		A check for payment at application for an appraisal, credit report and survey
		A copy of your diploma and/or transcript, if you have graduated from high school or college during the last two years
		A letter explaining the reason for a gap in employment, if during the past two years you have a gap in your employment of 30 days or more
		A copy of your signed HUD-1 Settlement Statement showing the amount of proceeds, if you are selling your present home (if the sale of your home is not yet closed, provide us with a copy of a contract and Realtor's “Estimate of Proceeds”)
		A copy of your company's relocation policy/offer, if you are being relocated by your employer
		A complete copy of your last three years of Federal Tax Returns (please sign in blue ink), if you are applying for a “First Time Home Buyer” program

		Your VA Certificate of Eligibility
		Form DD-214 or, for in-service veterans, Statement of Service
		Your Most recent Leave and Earnings Statement (in-service veterans only)
		The name and address of your child care provider (if applicable)
		The address and telephone number of your nearest living relatives

		If you are receiving a “gift” for your part of a down payment, or to pay-off debts, do not deposit the gift funds until you visit with your Loan Officer
		If you have been a party to a court case, provide a copy of final court judgments, divorce decrees, property settlements and modifications
		If you intend to use this income to qualify, or if you are required to pay child support, alimony, separate maintenance or property division payments, provide court records showing proof of receipt of payment for the last 12 months
		If you have declared bankruptcy, provide complete copies of Petition/Decree, Schedule of Creditors and Discharge. Include a letter of explanation on why you filed for bankruptcy

		Complete copies of your last two years personal and business federal signed income tax returns (please re-sign copy in blue ink)
		Your year-to-date Profit and Loss Statement and Balance Sheet
		A copy of your current lease, lender name, address, account number, mortgage balance and payment on any rental property

		A photocopy of your driver's license
		A photocopy of your social security card

Application Checklist

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