Individual Retirement Accounts (IRAs)

Individual Retirement Accounts (IRAs) let you maximize your funds while providing one of the best tax-saving tools available. A variety of IRA options are available, each offering different benefits to meet your unique needs.

Money-Market IRA

Open with a minimum deposit of $1,000
Make additional deposits of $100 or more at any time
No early withdrawal penalty
Variable interest rate

Available with a Traditional IRA

Fixed-Rate IRA (additional deposits)

Open with a minimum deposit of $200 ($25 option is available)
Make additional deposits of $25 or more at any time
Maturities of 12 to 18 months available

Available with a Traditional IRA, Roth IRA or Coverdell Education Savings Account

Fixed-Rate IRA (single deposit)

Open with a minimum deposit of $500
Maturities of 90 days to 60 months available

Available with a Traditional IRA, Roth IRA or Coverdell Education Savings Account (not available for Traditional IRA being converted to Roth IRA)

Additional features for all investment vehicles:

Deposits insured to the maximum allowed by FDIC
Check your balance online anytime with INTRUST Personal OnLine Banking

Contact us to learn more.

We can help you select an account that makes sense for you. To learn more about Individual Retirement Accounts, contact Customer Service by e-mail or by phone.

INTRUST Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Those rules include a temporary increase in coverage from $100,000 to $250,000 per depositor through December 31, 2013. INTRUST Health Savings accounts are covered by the FDIC’s general deposit insurance rules, but are not eligible for the additional coverage.