Individual Retirement Accounts (IRAs)
Individual Retirement Accounts (IRAs) let you maximize your funds while providing
one of the best tax-saving tools available. A variety of IRA options are available,
each offering different benefits to meet your unique needs.
Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 11/20/2009 and are subject to change without notice. Fees could reduce earnings. Substantial penalty for early withdrawal.
IRAs with Balances Below $100,000
| Maturity | Interest Rate | Annual Percentage Yield (APY) |
| $200 Minimum Opening Deposit |
| 12 months | 1.48% | 1.50% |
| 13-18 months | 1.48% | 1.50% |
| $500 Minimum Opening Deposit |
| 90 - 179 Days | 0.99% | 1.00% |
| 180 - 269 Days | 1.24% | 1.25% |
| 270 - 364 Days | 1.24% | 1.25% |
| 19-23 months | 1.48% | 1.50% |
| 24-35 months | 1.73% | 1.75% |
| 36-47 months | 1.98% | 2.00% |
| 48-59 months | 2.22% | 2.25% |
| 60 months | 2.47% | 2.50% |
| $1000 Minimum Opening Deposit |
| IRA Money Market | 0.10% | 0.10% |
IRAs with Balances Above $100,000
| Maturity | Interest Rate | Annual Percentage Yield (APY) |
| $100,000 Minimum Opening Deposit |
| 90 - 179 Days | 1.14% | 1.15% |
| 180 - 269 Days | 1.39% | 1.40% |
| 270 - 364 Days | 1.39% | 1.40% |
| 12 months | 1.63% | 1.65% |
| 13-18 months | 1.63% | 1.65% |
| 19-23 months | 1.63% | 1.65% |
| 24-35 months | 1.88% | 1.90% |
| 36-47 months | 2.12% | 2.15% |
| 48-59 months | 2.37% | 2.40% |
| 60 months | 2.61% | 2.65% |
| IRA Money Market | 0.25% | 0.25% |
Truth
in Savings Disclosure for Personal Accounts
Contact us to learn more.
We can help you select an account that makes sense for you. To learn more about
Individual Retirement Accounts, contact Customer Service
by e-mail or
by phone.