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SAFE Act Notification

Secure and Fair Enforcement for Mortgage Licensing Act of 2008 ("SAFE Act") Notification

The SAFE Act requires residential mortgage loan originators employed by financial institutions to be registered and assigned unique identifiers with the Nationwide Mortgage Licensing System and Registry ("NMLS"). You may view a listing of INTRUST Bank's registered mortgage loan originators and their unique identifiers by accessing the NMLS at www.nmlsconsumeraccess.org and enter in the search field our NMLS ID "450153" or "INTRUST Bank."

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.