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Fraud and Security

Address Verification

Address Verification is a service that compares the address and billing information provided by a customer at the time of a transaction, with the information the cardholder's issuing bank has on file, to help determine if the transaction is valid.

Merchants that process "card-not-present" transactions increases their risk of fraud. Mail orders, telephone orders and internet orders, do not allow the merchant the benefit of obtaining the cardholder's signature. By comparing the billing address (street address and zip code) information supplied by the cardholder against information on file with the card issuing bank's database, the merchant gains additional information to help identify a possible fraudulent transaction. The AVS response code corresponds to different degrees of matching data. The service is only available for U.S. street addresses.

AVS is a useful tool to help protect the merchant from fraud transactions.

Learn more about AVS

Want to learn more?
For more information, talk to your banker or contact Customer Service at 800-895-2265.

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