If you’ve just embarked on your savings journey, figuring out what tools to use can feel like navigating uncharted territory. Even if you’ve been saving for years, there could be savings options you haven’t yet considered. CDs are among those options, and they may be beneficial for you and your financial goals.
Are your company's employees saving enough for retirement? Maybe not, according to a report from the National Institute on Retirement Security, which states that four out of five Americans have less than a year's income saved for retirement.