E-Sign Disclosure and Consent

You are entitled by law to receive certain information in writing. The federal E-SIGN Act allows us to provide this information to you electronically with your consent. Before you obtain products and services through the online application or enrollment, you must review and consent to the terms outlined below:

Your Consent to Use Electronic Records

We may at our sole option provide agreements, disclosures, notices, records, and other information in electronic form ("Electronic Records") that we are legally required to provide to you in connection with your online application and online and mobile banking enrollment. If you do not want to receive this information as Electronic Records, you should exit this area of the website, and contact us in person or by phone. If you do not consent to receiving the Electronic Records, you will not be able to apply for an account or enroll in online and mobile banking via this website.

Your Option to Receive Paper Copies

If we provide you with Electronic Records and you want a copy in paper, you may print or download a copy from this site or contact us by e-mail or by phone to submit a request for paper copies. You may be subject to a fee for your request unless prohibited by applicable law.

Withdrawal of Consent

You have the right to withdraw your consent at any time at no cost to you by contacting us by e-mail or by phone.

Contact Information

You must provide us with accurate contact information as part of your online application and online and mobile banking enrollment. If you later need to update your information please contact us by e-mail or by phone, or you may update your contact information via Online Banking.

Hardware and Software You Will Need

In order to receive these disclosures in electronic form, you will need an internet connection and a web browser such as Microsoft Internet Explorer, Mozilla Firefox, or Google Chrome™, and a PDF reader, such as Adobe® Reader®. By consenting to this E-Sign Disclosure and Consent, you indicate your ability to receive Electronic Records in electronic form.

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