Advantage checking gives you more.

INTRUST Advantage Checking gives you more.

Advantage Checking includes all of the benefits of Essential Checking, as well as free personal checks, free cashier's checks, ATM fee reimbursements, and earning interest on your balance.

Advantage checking rewards you for your relationship with INTRUST.

You can avoid the monthly1 fee by maintaining at least a $10,000 combined deposit account balance, which is the average collected balance of your INTRUST checking, savings and money market accounts and the principal balance of your INTRUST time deposit and IRA accounts.

Open an INTRUST Advantage Checking account today.

Features included with your account

  • Earns Interest

    Interest is earned on entire account balance.

  • Free Checks

    Unlimited supply of our exclusive INTRUST design checks.

  • Free Cashier's Checks

  • ATM Fee Reimbursement

    Receive up to $6 in rebates on INTRUST's fees and up to $6 in refunds on fees assessed by other banks in a statement cycle.2

  • INTRUST Visa® Debit Card

    Includes EMV Chip security.
    Learn more about debit cards.

  • Overdraft Protection

    Traditional Overdraft Protection Plan available by agreement. Account may be considered, at Bank’s discretion, for Bounce Blocker Service, for which there may be a fee.
    Learn more about overdraft protection.

FREE online services with every INTRUST checking account.

Enroll in free Personal Online Banking and Mobile Banking to easily manage your account from any computer, tablet, phone or other device. Use your money the way you want without ever worrying about fees.

Online and Mobile Banking Devices


Interest Rate


Annual Percentage Yield (APY)


Variable interest; rate may change after account is opened. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 6/16/2019 and are subject to change without notice. Fees may reduce earnings on the account.

Fees & Terms

  • The monthly1 account maintenance fee is $15. You can avoid the fee if you maintain a combined deposit account balance of at least $10,000.3
  • The minimum opening deposit is $100.
  • No charge for the first 25 domestic deposited items each monthly1 cycle. Additional items are $0.25 each, including on-us items.​​​​​​​

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.

Get started.

Apply today for an INTRUST Advantage Checking account.

Open an account

You can also stop by one of our banking centers.

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