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Health Savings Accounts (HSAs)

Paying for qualified medical expenses is easy with an INTRUST HSA Visa® Debit Card

Security. Flexibility. Control.
Working in conjunction with a High Deductible Health Plan (HDHP), a Health Savings Account (HSA) allows you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis. Unlike most health insurance plans, there is no "use it or lose it" clause associated with an HSA. At the end of the year, any unused balance in your account will be carried over to the following year, allowing you to build the fund to cover future medical expenses.

Establishing an account is easy, and you'll immediately notice the difference in convenience and affordability.
  • Easy payments. Carry the convenient HSA Visa Debit Card with you to pay all your qualified medical expenses. You can also use INTRUST HSA checks to pay the expenses.
  • 24-hour access. Access your account any time with INTRUST OnLine Banking or by calling Customer Service.
  • Tax-free contributions. All contributions to your HSA are tax-free up to the allowable limit.
  • Tax-free withdrawals. With an HSA, your withdrawals for qualified medical expenses are never taxed.
  • It's easy to contribute. Utilize direct deposit, online transfers, credit cards or make your deposits in person.
  • More choice. Choose your doctor and pharmacy, using your account to pay for all related qualified medical expenses.
  • Security for the future. Because your HSA is yours alone, you can keep the account with you if you change jobs or retire. Plus, any money you don't spend remains in the account at the end of the year.
HSA Eligibility and Enrollment
To determine your eligibility for an HSA, your answers must match all of the following questions:
Yes No
1. Are you covered by a High Deductible Health Plan (HDHP)? Yes  
2. Are you covered by a second health insurance policy?   No
3. Are you enrolled in Medicare?   No
4. Are you listed as a dependent on any other income tax return?   No
5. Are you a legal U.S. resident? Yes  

If you meet these criteria, we invite you to apply now.

Truth in Savings Disclosure for Health Savings Accounts

Deposit Agreement

Upon completing the online application, an information packet including your completed application will be mailed to the address you listed. Please review and sign the application and additional forms and return the packet to INTRUST in the included envelope. If you are opening your first account with INTRUST, additional items will also be requested. You will receive full details on these items after completing the online application. Submission of this application and completion and execution of other documents including the signature card, does not constitute approval or acceptance of the HSA by the Bank.

Contact us to learn more.
For more information about Health Savings Accounts, contact Customer Service by e-mail or by phone.

Offering the INTRUST HSA to Your Employees
If your company offers its employees a High Deductible Health Plan and you're interested in complementing the Plan with a Health Savings Account, contact Customer Service by e-mail or by phone.

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