Why Choose a Certificate of Deposit (CD)?
A CD is a great choice for your funds because it offers a guaranteed rate and return. While savings accounts typically use a variable rate that can change at any time, CDs lock in your rate for the term period, ensuring you get the maximum return on your money.
Estimate your earnings
This calculator is provided for your convenience. The accuracy of the calculation is not guaranteed. It is not intended as an advertisement, a disclosure statement under any consumer law, or an offer of tax, legal, financial or investment advice, and the calculator is not guaranteed to be applicable to your circumstances. It is not a guarantee of the availability of any particular loan product or interest rate or an offer to make a loan.
Certificate of Deposit Features
Online and Mobile Access
Track your CD balance at any time with convenient and free online and mobile banking access.
With terms starting at as little as 90 days, you can build a savings plan that's right for you.View available rates & terms
Your money is safe with us. Deposits are insured by the FDIC with maximum deposit coverage.
Build your saving strategy
The Benefits of Using a Bank
Save Smarter: What Are CDs and How Do They Work?
Tradition for Today
Humility, respect, compassion, and responsibility are qualities that have guided us since day one. Bringing them to life as we serve you is our tradition. Today, in the business of life, you can feel assured that we’re always here to help you.
Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 10/12/2023 and are subject to change without notice. Withdrawals will reduce earnings. Substantial penalty for early withdrawal.
A certificate of deposit is an account where the consumer generally does not have a right to make withdrawals unless the deposit is subject to an early withdrawal penalty.
For additional details about INTRUST certificate of deposit accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, Your Ability to Withdraw Funds from Your Deposit Account, and our Terms and Conditions for Your Deposit Accounts.