Why Choose a Certificate of Deposit (CD)?

A CD is a great choice for your funds because it offers a guaranteed rate and return. While savings accounts typically use a variable rate that can change at any time, CDs lock in your rate for the term period, ensuring you get the maximum return on your money.

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This calculator is provided for your convenience. The accuracy of the calculation is not guaranteed. It is not intended as an advertisement, a disclosure statement under any consumer law, or an offer of tax, legal, financial or investment advice, and the calculator is not guaranteed to be applicable to your circumstances. It is not a guarantee of the availability of any particular loan product or interest rate or an offer to make a loan.


Certificate of Deposit Features

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Online and Mobile Access

Track your CD balance at any time with convenient and free online and mobile banking access.

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Flexible Terms

With terms starting at as little as 90 days, you can build a savings plan that's right for you.

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Your money is safe with us. Deposits are insured by the FDIC with maximum deposit coverage.

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* Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 10/12/2023 and are subject to change without notice. Withdrawals will reduce earnings. Substantial penalty for early withdrawal.

A certificate of deposit is an account where the consumer generally does not have a right to make withdrawals unless the deposit is subject to an early withdrawal penalty.

For additional details about INTRUST certificate of deposit accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, Your Ability to Withdraw Funds from Your Deposit Account, and our Terms and Conditions for Your Deposit Accounts.