Personal Accounts Fee Schedule

Effective October 2020
Negotiable Items
Counter Checks$1.00 each
Cashier's Checks - Customer$5.00 each1
NSF/Returned Item/OD/Stop Pay
Overdraft/Non-sufficient Funds (NSF)2$35.00 each
Reclear Item$5.00 per item3
Returned Deposit Item - Domestic$7.50 each3
Returned Deposit Item - Foreign4$25.00 each3
Stop Payment$35.00 each3
Collection Item - Domestic5$20.00 each3
Collection Item - Foreign4$30.00 each (items with a face value of less than $300.00 will not be sent for collection)
ATM/Debit Card
Non-INTRUST ATM Transaction6,7$2.50 per transaction
International Transaction Service ChargeFee varies9
Depository Bags
Lock Bag (with one night depository key)$25.00 each
Zipper Bag $5.00 each
Wire Transfer Fees
Incoming - Customer$10.00 each3
Outgoing - Customer$10.00 each3
Incoming - Customer$10.00 each3
Outgoing - Customer$40.00 each3
Individual Retirement Account (IRA) Fees
Withdrawal prior to maturity to other institutions$25.00 each (for any withdrawal which will be rolled over or transferred into another institution)
Other Fees
Backup Withholding$5.00 origination
Record Research$35.00 per hour, $1.00 per page
Garnishment$15.00 each (not assessed for Oklahoma garnishments)
Levy/Warrant$50.00 each
Check Printing ChargePrices vary
Foreign Check Deposit (non U.S. Dollar)$5.00 per item(fee is waived when item is $5.00 U.S. or less)
Quicken® Banking$5.00 per month (includes 10 bill payments, additional payments $0.50 each)3
QuickBooks® Banking$10.00 per month (includes 20 bill payments, additional payments $0.50)3


No fee with INTRUST Advantage Checking, INTRUST Elite Checking, INTRUST Employee Checking, or INTRUST Money Market Savings accounts.

Transactions may not be processed in the order in which they occurred. Order of processing can affect the total amount of overdraft fees. Please refer to Deposit Agreement for information regarding Processing. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, or other electronic means. No fee will be imposed for ATM or one-time debit card transactions unless you have agreed to such fee.

No fee with INTRUST Elite Checking.

4 Plus applicable courier fee. Paying Bank may assess additional fees.

Paying Bank may assess additional fees.

Each statement period, INTRUST Bank will refund (credit) INTRUST Advantage Checking and Employee Checking up to $6 for INTRUST ATM transaction fees INTRUST Bank charges for your use of an ATM owned by another financial institution. INTRUST will refund the fees as a lump sum at of the end of the statement period. The owner of the ATM may assess an additional fee.

Each statement period, INTRUST Bank will refund (credit) INTRUST Elite Checking accounts for INTRUST ATM transaction fees, at the time of the transaction, that INTRUST Bank would normally charge for your use of an ATM owned by another financial institution. The owner of the ATM may assess an additional fee.

8 Transaction includes balance inquiry.

9 There are two instances which will trigger international transaction service charge. (1) A fee will be assessed on all transactions where the merchant country differs from the country of the card issuer; and (2) If you make a transaction in currency other than U.S. dollars, Visa ® will convert the charge or credit into a U.S. dollar amount. The exchange rate on the processing date may differ from the rate on the date of your transaction. Visa uses an exchange rate of either: (a) a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or (b) a government-mandated rate in effect for the applicable processing date. In each instance, the exchange rate is increased by an adjustment factor determined by the issuer. The adjustment factor, which is subject to change without notice, is currently 3% of the U.S. dollar amount, of which Bank receives 2% and Visa receives 1%.


Member FDIC

C340-102NT (10/2020)