Personal Accounts Fee Schedule
|Effective September 1, 2019|
|Counter Checks||$1.00 each|
|Cashier's Checks - Customer||$5.00 each1|
|NSF/Returned Item/OD/Stop Pay|
|Overdraft/Non-sufficient Funds (NSF)2||$35.00 each|
|Reclear Item||$5.00 per item3|
|Returned Deposit Item - Domestic||$7.50 each3|
|Returned Deposit Item - Foreign4||$25.00 each3|
|Stop Payment||$35.00 each3|
|Collection Item - Domestic5||$20.00 each3|
|Collection Item - Foreign4||$30.00 each (items with a face value of less than $300.00 will not be sent for collection)|
|Non-INTRUST ATM Transaction6,7||$2.00 per transaction8 ($2.50 per transaction, effective November 1, 2019)|
|International Transaction Service Charge||Fee varies9|
|Lock Bag (with one night depository key)||$25.00 each|
|Zipper Bag||$5.00 each|
|Wire Transfer Fees|
|Incoming - Customer||$10.00 each3|
|Outgoing - Customer||$10.00 each3|
|Incoming - Customer||$10.00 each3|
|Outgoing - Customer||$40.00 each3|
|Individual Retirement Account (IRA) Fees|
|Withdrawal prior to maturity to other institutions||$25.00 each10 (for any withdrawal which will be rolled over or transferred into another institution)|
|Backup Withholding||$5.00 origination|
|Record Research||$35.00 per hour, $1.00 per page|
|Garnishment||$15.00 each (not assessed for Oklahoma garnishments)|
|Check Printing Charge||Prices vary|
|Foreign Check Deposit (non U.S. Dollar)||$5.00 per item3 (fee is waived when item is $5.00 U.S. or less)|
|Quicken® Banking||$5.00 per month (includes 10 bill payments, additional payments $0.50 each)3|
|QuickBooks® Banking||$10.00 per month (includes 20 bill payments, additional payments $0.50)3|
1 No fee with INTRUST Advantage Checking, INTRUST Elite Checking, INTRUST Employee Checking, or INTRUST Money Market Savings accounts.
2 Transactions may not be processed in the order in which they occurred. Order of processing can affect the total amount of overdraft fees. Please refer to Deposit Agreement for information regarding Processing. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, or other electronic means. No fee will be imposed for ATM or one-time debit card transactions unless you have agreed to such fee.
3 No fee with INTRUST Elite Checking.
4 Plus applicable courier fee. Paying Bank may assess additional fees.
5 Paying Bank may assess additional fees.
6 Each statement period, INTRUST Bank will refund (credit) INTRUST Advantage Checking and Employee Checking up to $6 for INTRUST ATM transaction fees INTRUST Bank charges for your use of an ATM owned by another financial institution. INTRUST will refund the fees as a lump sum at of the end of the statement period. The owner of the ATM may assess an additional fee.
7 Each statement period, INTRUST Bank will refund (credit) INTRUST Elite Checking accounts for INTRUST ATM transaction fees, at the time of the transaction, that INTRUST Bank would normally charge for your use of an ATM owned by another financial institution. The owner of the ATM may assess an additional fee.
8 Transaction includes balance inquiry.
9 There are two instances which will trigger international transaction service charge. (1) A fee will be assessed on all transactions where the merchant country differs from the country of the card issuer; and (2) If you make a transaction in currency other than U.S. dollars, Visa ® will convert the charge or credit into a U.S. dollar amount. The exchange rate on the processing date may differ from the rate on the date of your transaction. Visa uses an exchange rate of either: (a) a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or (b) a government-mandated rate in effect for the applicable processing date. In each instance, the exchange rate is increased by an adjustment factor determined by the issuer. The adjustment factor, which is subject to change without notice, is currently 3% of the U.S. dollar amount, of which Bank receives 2% and Visa receives 1%.
10 On Money Market IRAs, this fee is assessed only during the first three (3) years the account is open.