Open an account

Visit a nearby banking center to open a Regular Savings account.

Features of your Regular Savings account

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Avoidable Fees

Maintain a $300 average collected account balance to avoid the monthly1 maintenance fee.

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Variable Interest

Calculated daily; compounded and credited monthly1

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Insured by the FDIC

You're covered up to the maximum allowed by the FDIC.

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Free Online Banking

Monitor your account balance or add additional funds.

Regular Savings Rates

Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$100 0.05% 0.05%

Variable interest is calculated on the daily collected balance, compounded and credited monthly1. The minimum opening deposit is $100. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 4/12/2019 and are subject to change without notice.

Fees and Terms

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  • No monthly1 account maintenance fee if a $300 average collected account balance is maintained.
  • Fees may reduce earnings on the account.
  • Monthly1 account maintenance fee is $5 if below minimum balance requirement.
  • This account allows you to make nine (9) transfers or withdrawals from your account per monthly1 cycle, including preauthorized, automatic or telephone transfers.

For additional details about INTRUST savings accounts, review our Truth in Savings Disclosure for Personal AccountsPersonal Accounts Fee Schedule, and our  Terms and Conditions for Your Deposit Accounts.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.