Open an account

Open a Money Market account online in minutes, or visit a banking center to open an account.

Features Included

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Avoidable Service Charge

Maintain a $5,000 average collected balance to avoid the monthly1 service charge.

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Variable Interest

Calculated daily; compounded and credited monthly1

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Free Online Banking

Monitor your account balance or add additional funds.

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Insured by the FDIC

You're covered up to the maximum allowed by the FDIC.

Money Market Rates

Daily Collected Balance Required Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$0 - $4,999.99 $5,000 2.47% 2.50%
$5,000 - $9,999.99 $5,000 2.47% 2.50%
$10,000 - $24,999.99 $5,000 2.47% 2.50%
$25,000 - $49,999.99 $5,000 2.47% 2.50%
$50,000 - $99,999.99 $5,000 2.47% 2.50%
$100,000 - $999,999.99 $5,000 3.20% 3.25%
$1,000,000 - $2,499,999.99 $5,000 3.40% 3.45%
$2,500,000 - $4,999,999.99 $5,000 3.40% 3.45%
$5,000,000 or more $5,000 3.93% 4.00%

Variable interest is calculated on the daily collected balance, compounded and credited monthly1 based on the tiers listed above. Only one tier of interest will be applied to your account per day. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 3/15/2019 and are subject to change without notice.

Fees and Terms


  • No monthly1 account service charge if a $5,000 average collected balance is maintained.
  • Monthly1 account service charge is $10 if below minimum balance requirement.
  • Fees may reduce earnings on the account.
  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.

For additional details about INTRUST savings accounts, review our Truth in Savings Disclosure for Personal AccountsPersonal Accounts Fee Schedule, Your Ability to Withdraw Funds from Your Deposit Account, and our  Terms and Conditions for Your Deposit Accounts (Deposit Agreement).