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Open a Free Checking account online in just a few minutes, or visit a nearby banking center.

INTRUST Mobile Banking on an iPhone
Free Mobile Access

Top-rated mobile banking app

Do all your banking on your time with our 4.8-star rated mobile banking app. It's packed with the convenient and easy-to-use features included with your INTRUST Free Checking account.

  • Pay your friends
  • Pay your bills
  • Control your debit card
  • Deposit checks
  • Transfer funds

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Articles and Insights

Helpful resources for managing your money

Economic Impact Payment Round Two FAQ

12/30/2020
On December 21, 2020, Congress authorized a $900 billion coronavirus relief package to provide assistance to American consumers and businesses struggling as a result of the coronavirus pandemic. A provision of the law includes sending government payments to eligible Americans. Below you will find answers to common questions regarding the second round of economic impact payments.

Contactless Payment through Mobile Wallet

08/31/2020
Smartphones have changed the way we stay connected and allow us to quickly call, text, email, get social, and check our bank accounts. With secure technology, smartphones are also changing the way we spend money, including making convenient payments in just a tap with mobile wallet.

Deposit Checks On-the-Go

07/07/2020
With Mobile Check Deposit, depositing a check is as easy as taking a picture on your cell phone. If you’re out of town or leaving the office late in the day and unable to make it to one of our locations, you can still deposit a check without making a trip to the banking center and have money in your account, just like you would if you made a deposit in person.
Access your cash

Free INTRUST Visa® Debit Card

Get secure, convenient, 24/7 access to your cash with your EMV chip debit card, included with your INTRUST Free Checking account and available in exclusive Shocker, Jayhawk and Wildcat designs.

  • Use with Apple Pay®, Google Pay and Samsung Pay
  • Access to Over 55,000 Surcharge-free ATMs
  • Exclusive University Designs
  • Protection with Visa's Zero Liability Policy

Learn more

Four INTRUST Bank debit card designs

Rest Easy

Your money is safe and secure

Outline of bank building

Member FDIC

Your deposits are insured up to the maximum allowable amount by the FDIC

Credit Card outline with a lock

Zero Liability

You won't be held responsible for unauthorized charges on your account

Outline of a padlock

Security Tools

Set up email and text alerts and control your debit card through our mobile app

Fees and Terms

$0

Monthly1 maintenance fee

$0

Minimum opening deposit.

This is not an interest-bearing account.

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal AccountsPersonal Accounts Fee Schedule, and our Deposit Agreement.

1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.