Free Checking

All of the tools. None of the fees.
Our Free Checking account provides you with everything you need to manage your money. Convenient features, free mobile and online tools, 24/7 easy access to your money, and no minimum balance or monthly1 account fees.
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Top-rated mobile banking app
Do all your banking on your time with our 4.8-star rated mobile banking app. It's packed with the convenient and easy-to-use features included with your INTRUST Free Checking account.
- Pay your friends
- Pay your bills
- Control your debit card
- Deposit checks
- Transfer funds
Articles and Insights
Helpful resources for managing your money
Contactless Payment through Mobile Wallet
Deposit Checks On-the-Go
Free INTRUST Visa® Debit Card
Get secure, convenient, 24/7 access to your cash with your EMV chip debit card, included with your INTRUST Free Checking account and available in exclusive Shocker, Jayhawk and Wildcat designs.
- Use with Apple Pay®, Google Pay™ and Samsung Pay
- Access to Over 55,000 Surcharge-free ATMs
- Exclusive University Designs
- Protection with Visa's Zero Liability Policy

Rest Easy
Your money is safe and secure

Member FDIC
Your deposits are insured up to the maximum allowable amount by the FDIC

Zero Liability
You won't be held responsible for unauthorized charges on your account

Security Tools
Set up email and text alerts and control your debit card through our mobile app
Fees and Terms
$0
Monthly1 maintenance fee
$0
Minimum opening deposit.