Put your money to work and get more perks
Advantage Checking gives you all of the benefits of our Free Checking account, plus free personal checks, free cashier's checks, and ATM perks1. Plus, you'll earn interest on your balance.
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You get more with Advantage Checking
Passively grow your account balance by earning interest
Unlimited access and usage of paper checks in our INTRUST design
ATM Fee Reimbursement
Receive up to $6 in refunds on INTRUST's fees and up to $6 in rebates on fees assessed by other banks in a statement cycle.1
Free Cashier's Checks
No fees and no limits on the number of cashier's checks
Top-rated mobile banking app
Do all your banking on your time with our 4.8-star rated mobile banking app. It's packed with the convenient and easy-to-use features included with your INTRUST Advantage Checking account.
- Pay your friends
- Pay your bills
- Control your debit card
- Deposit checks
- Transfer funds
Articles and Insights
Helpful resources for managing your money
Deposit Checks On-the-Go
Access 55,000+ surcharge-free ATMs
Free INTRUST Visa® Debit Card
Get secure, convenient, 24/7 access to your cash with your EMV chip debit card, included with your INTRUST Advantage Checking account and available in exclusive Shocker, Jayhawk and Wildcat designs.
- Use with Apple Pay®, Google Pay™ and Samsung Pay
- Access to Over 55,000 Surcharge-free ATMs
- Exclusive University Designs
- Protection with Visa's Zero Liability Policy
Your money is safe and secure
Your deposits are insured up to the maximum allowable amount by the FDIC
You won't be held responsible for unauthorized charges on your account
Set up email and text alerts and control your debit card through our mobile app
Rates, Fees, and Terms
|Interest Rate||Annual Percentage Yield (APY)|
Variable interest; rate may change after account is opened. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of DATE and are subject to change without notice. Fees may reduce earnings on the account.
The monthly2 account maintenance fee is $15. You can avoid the fee if you maintain a combined deposit account balance3 of at least $10,000.
The minimum opening deposit is $100.
- Receive up to $6 in refunds on fees that INTRUST charges for your use of an ATM owned by another financial institution. Receive up to $6 in rebates on ATM fees assessed by other financial institutions only if the average collected account balance in your account is equal to or greater than zero ($0) at the time of qualification. All rebates credited to your account for these ATM fees will be reported to the IRS as interest earned. These fees will be credited to your account as a lump sum at the end of the statement period.
- Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.
- The average collected balance of the INTRUST checking, savings and money market accounts and the principal balance of the INTRUST time deposit and IRA accounts on which you are an owner.