Personal Checking

Simple, easy, secure

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts and our Terms and Conditions for Your Deposit Accounts.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.
  2. Receive up to $6 in refunds on fees that INTRUST charges for your use of an ATM owned by another financial institution. Receive up to $6 in rebates on ATM fees assessed by other financial institutions only if the average collected account balance in your account is equal to or greater than zero ($0) at the time of qualification. All rebates credited to your account for these ATM fees will be reported to the IRS as interest earned. These fees will be credited to your account as a lump sum at the end of the statement period.
  3. Receive unlimited refunds on fees INTRUST charges for use of an ATM owned by another financial institution. These fees will be refunded at the time of the transaction. Receive unlimited ATM rebates of fees charged by other financial institutions if the average collected balance in your account is equal to or greater than zero ($0) at the time of the ATM transaction. All rebates credited to your account for these ATM fees will be reported to the IRS as interest earned.
  4. The combined average collected balance of the INTRUST checking, savings, and money market accounts and the principal balance of the INTRUST time deposit and IRA accounts on which you are an owner.
  5. The following are qualifying INTRUST Wealth accounts: Revocable Trust accounts with a living grantor; Individual Investment Management Agency (IMA) accounts with a living principal; IMA accounts with a revocable trust as principal; IRAs with a living owner or beneficiary; and ROTH IRAs with a living owner.
  6. Traditional Overdraft Protection Plan available by agreement. Account may be considered, at Bank’s discretion, for Bounce Blocker Service, for which there may be a fee.
  7. Subject to application and approval.
  8. See Personal Accounts Fee Schedule for details.