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As a member of your company’s retirement plan committee, if you have recently been informed that one or more of your company’s retirement plan investments are on the Watch List, don’t panic.

The use of auto features in 401(k) plans has continued to climb in popularity over the past decade. In fact, auto features such as automatic enrollment and auto escalation are considered best practices in 401(k) plan design as ways to help boost participation and employee savings rates.

If faced with an unexpected $400 expense, almost 40% of American adults say they wouldn’t be able to cover it with cash, savings or a credit card charge they could quickly pay off. Read on to learn more about savings and setting goals for your own financial health.