Whether you are shopping for a vehicle or wanting to refinance, the process is less stressful when you already know what to expect. It is important to understand how and when to obtain financing for your vehicle.

Buying a car can be stressful if you are unprepared or unsure of the lending process. We’ve prepared this quick guide on how to make the most of your next car buying experience, which will reduce your stress and make sure you’re getting the best deal on your auto loan.

If you have received a tax refund or an Economic Impact Payment stimulus check, and you have not used those funds, consider developing a plan to pay down debt.