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Regular Time Deposits

Term Interest Rate Annual Percentage Yield (APY)
90-179 days 0.45% 0.45%
180-269 days 0.50% 0.50%
270-364 days 0.55% 0.55%
12 months 1.32% 1.32%
13-17 months 1.32% 1.32%
18-23 months 1.41% 1.42%
24-35 months 1.87% 1.88%
36-47 months 1.92% 1.93%
48-59 months 2.06% 2.08%
60+ months 2.25% 2.27%

Jumbo Time Deposits

Term Interest Rate Annual Percentage Yield (APY)
7-31 days 0.20% 0.20%
32-89 days 0.20% 0.20%
90-179 days 0.45% 0.45%
180-269 days 0.50% 0.50%
270-364 days 0.55% 0.55%
12 months 1.32% 1.32%
13-17 months 1.32% 1.32%
18-23 months 1.41% 1.42%
24-35 months 1.87% 1.88%
36-47 months 1.92% 1.93%
48-59 months 2.06% 2.08%
60+ months 2.25% 2.27%

Rates may vary by bank location.  Annual Percentage Yields (APYs) quoted are accurate as of 3/21/2019 and are subject to change without notice. Withdrawals will reduce earnings.  Substantial penalty for early withdrawal.

Minimum Opening Deposit - Regular Time Deposits: $500

Minimum Opening Deposit - Jumbo Time Deposits: $100,000

All time deposit accounts will automatically renew at their maturation date. Once the term expires, you have 10 calendar days to add or change the term with no penalty. You generally cannot make withdrawals without an early withdrawal penalty.

For more details, review our Deposit Agreement.

Each business time deposit account offers the following features:

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No monthly1 maintenance fee

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Insured by the FDIC

You're covered up to the maximum allowed by the FDIC.

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Business Online and Mobile Banking

View and manage your INTRUST business banking accounts from just about anywhere.

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.