A home equity line of credit is the right fit for you if:
You want to secure your line of credit with your home.
You want the convenience of accessing funds without having to reapply.
You prefer the flexibility of a longer payoff period.
Rates & Terms
How Repayment Works
There is a 10 year draw period on the line of credit, during which you pay only interest on the amount you use. After the draw period, you enter a 15 year repayment period, during which you pay on both the principal borrowed amount and interest.
- $5,000 minimum loan amount
- No origination fee
- No closing costs, unless an appraisal is necessary, which requires a fee ranging from $100 to $500.
- Property insurance required
- If any escrow account for real estate taxes and homeowner’s insurance premiums is required or requested, the actual payment will be greater.
Great rates, even better features
A home equity line of credit from INTRUST Bank doesn't just provide the money you need, but a number of additional features that make a lot of financial sense.
If you have an INTRUST deposit account, use online banking to advance funds from your line of credit to your qualified INTRUST deposit account.
Line is Re-usable
Use funds up to the established credit limit and, as you repay the outstanding balance, that amount is available to use again during the draw period
Free Online Banking
View your real-time balance and make payments from your INTRUST deposit account.
Learn more about Personal Online Banking.
Up to 80% of your home's value
less any amount you already owe on your home
Interest may be tax-deductible
Consult your tax advisor.