A loan on the equity in your home

A home equity loan might be the right fit for you if:

You want to secure your loan using your home

You know exactly how much you need and want to receive your money up front

You prefer the peace of mind that comes with a fixed rate and fixed repayment terms over the life of the loan

You want your loan to be paid off over a defined period of time

Not sure whether a loan or line of credit is right for you?

Compare home equity loans and lines of credit side by side now.

Rates & Terms

Rates listed are effective as of 6/16/2019, are not guaranteed and are subject to change without notice. Rates vary depending on the loan-to-value ratio and/or reason for the loan, such as purchase, refinance or cash-out refinance. Property insurance required. An appraisal may be required which may result in a fee ranging from $0 to $1,000 and an appraisal vendor fee ranging from $0-$33.70.

Customer qualifies for a first mortgage if the home is paid off or INTRUST is refinancing the loan. Customer qualifies for a second mortgage if payments are still being made on the first mortgage and it is not being refinanced by INTRUST.


First Mortgage APR*

Second Mortgage APR*

Loan to Value

121-180 Month



up to 70%


61-120 Month



up to 80%

12-60 Month



up to 90%

Great rates, even better features

A home equity loan from INTRUST Bank doesn't just provide the money you need, but a number of additional features that make a lot of financial sense.

  • Fixed rates

    The annual percentage rate is fixed throughout the life of the loan, so there's no need to worry about the rate or payment amount changing

  • Flexible repayment terms

    A variety of terms allows you to the select the best option for your budget

  • Maximum Equity

    Receive a loan for up to 90% of your home's value

  • Online convenience

    Use INTRUST Personal Online Banking to view the real-time balance of your loan and make loan payments directly from another INTRUST account

    Learn more about Personal Online Banking.

What will my monthly payments be?

Enter the amount you're looking to borrow along with your desired repayment term and loan rate to estimate your monthly payment.

Your Total Monthly Payment

Have questions or need more information?

Contact Customer Service, or visit one of our banking centers.

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