Business Time Deposit Accounts
Time deposits combine the security of a guaranteed return from a savings account with the higher return associated with an investment.
Regular Time Deposits
- Open with a minimum balance of $500
- Short-term (90-364 days) or longer-term (12-60 months)
Jumbo Time Deposits
- Special terms and rates available for balances of $100,000 or more
- Terms as short as 7 days
The features you’re looking for.
Every INTRUST Bank Business Time Deposit account offers the following great features:
No monthly maintenance fee1
Insured by the FDIC
You're covered up to the maximum allowed by the FDIC.
Business Online Banking
Monitor your account balance or add additional funds.
Learn more about Business Online Banking
In most cases, time deposits are automatically renewable and, once the term expires, you have 10 calendar days to add or change the term with no penalty. You generally cannot make withdrawals without an early withdrawal penalty.
A time deposit is an account where the consumer generally does not have a right to make withdrawals unless the deposit is subject to an early withdrawal penalty. INTRUST Bank Time Deposits are similar to Certificates of Deposits (CDs), but are issued with a Receipt and not a Certificate.
- Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.