Paycheck Protection Program

Committed to helping small businesses

Important Notice as a result of the PPP Flexibility Act

The PPP Flexibility Act delayed when borrowers must make repayments on their loans. Loan deferrals are extended to the point that INTRUST Bank receives the SBA’s decision on a borrower’s application for loan forgiveness, which could be as long as 150 days under the current guidelines. Businesses that do not submit an application for loan forgiveness within 10 months of the last day of the covered period must begin making payments at that time.

All loans are subject to the updates from the PPP Flexibility Act, regardless of the loan agreement language. Therefore, as long as you submit an application for loan forgiveness within 10 months after the end of your covered period, loan payments will be deferred until we receive the SBA’s decision on your application.

The U.S. Department of the Treasury Paycheck Protection Program (PPP) has provided essential relief to American businesses in response to the COVID-19 outbreak. We encourage PPP borrowers applying for loan forgiveness to review the below information prior to preparing your application.


PPP Forgiveness Requests

For businesses who have already received a Paycheck Protection Program loan.

Please note: All borrowers have received direct communication from INTRUST with final instruction and the following loan-specific information. For questions regarding this information, please contact SBALending@intrustbank.com.

  • SBA PPP Loan Number
  • Lender PPP Loan Number
  • PPP Loan Amount
  • PPP Disbursement Date

Forgiveness Resources

PPP Loan Forgiveness Interim Final Rule

Forgiveness Applications

Please note: Per SBA guidelines, INTRUST Bank will issue a decision on forgiveness requests within 60 days of receipt of a complete forgiveness application. The SBA then has an additional 90 days to review the application and remit the forgiveness amount to the Bank. You will receive an email when INTRUST has submitted a decision to the SBA, and again when the SBA has made payment to the Bank.

For purposes of calculating PPP loan forgiveness, borrowers must identify the number of full-time employees with the organization at the end of either the chosen 8-week or 24-week covered period. Therefore, forgiveness applications can only be accepted after the end of the selected covered period.  Please do not submit your forgiveness application before your selected covered period has ended.  Doing so will require you to resubmit the application at a later date.  

SBA 3508S Application: for PPP loans in the amount of $50,000 or less.

Please carefully read the application instructions for information on the required supporting documentation to include with your forgiveness application. This can be found on page 3 of the instruction document.

SBA 3508EZ Application: for self-employed and have no employees; or did not reduce salaries or wages by 25%.

Please carefully read the application instructions for information on the required supporting documentation to include with your forgiveness application. This can be found on page 4 of the instruction document.

SBA 3508 Application: all other PPP borrowers not eligible to file 3508EZ or 3508S.

Please carefully read the application instructions for information on the required supporting documentation to include with your forgiveness application. This can be found on page 6 of the instruction document.

Submit an application

Your security is important to us.  We strongly advise any correspondence you send that contains personal information to be sent through our secure email message center.  Here's how:

  1. If you have not already, register an account with our Secure Email Message Center.
  2. Log in to the secure email message center and click on the Compose tab to create a new email.
  3. Attach your completed application to the email along with all other required documents.
  4. Send the email to SBAlending@intrustbank.com

All required documents must be sent in a single email to SBAlending@intrustbank.com

Additional Support

If you have questions about the application process or required documents, please send them to SBAquestions@intrustbank.com. Please do not send your application to this email address, as it will not be processed. 

Resources for Businesses