Paycheck Protection Program Application

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The U.S. Department of the Treasury Paycheck Protection Program (PPP) has provided essential relief to American businesses in response to the COVID-19 outbreak. Review the information below to submit an application for a PPP loan.

If you have an existing PPP loan for which you would like to apply for forgiveness, visit our PPP loan forgiveness page.

Notice: Starting Wednesday, February 24, the Small Business Administration will provide an exclusive 14-day window when only businesses with fewer than 20 employees are eligible to apply for a PPP Loan. INTRUST Bank will continue accepting all applications during this window and will resume processing requests for businesses with more than 20 employees with the SBA on March 11.

Apply for a new PPP loan

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Step 2: Gather required documents

Required documents differ depending on if this is a first or second draw PPP loan, as well as the type of business applying. Expand the option below to see the list appropriate for your business.

To calculate your PPP loan amount, you may use payroll documentation from either 2019, 2020, or the precise 1-year period prior to submitting your application.

For First Draw PPP loans

For Business Entities (Corp/LLC/etc.)

Review this list of items for a full and complete application:

  • SBA Borrower Paycheck Protection Program Application
  • Legal Entity Beneficial Ownership Certification Form (existing INTRUST Bank customers do not need to resubmit this information)
  • Copy of both the front and back of Driver’s License(s)
  • Borrower entity documents: Articles of Incorporation; Operating Agreement; Partnership Documents; By-Laws; Trust Documents; Etc. (existing INTRUST Bank customers do not need to resubmit this information)
  • Payroll tax filings reported to the IRS — 941’s and state and quarterly wage unemployment insurance tax filings from each quarter
  • Deposit account info for the disbursement of funds as well as auto-debit of payments on any balance
  • Brief description of the nature of the business
  • Select and complete the Paycheck Protection Program Loan Amount Worksheets below relevant to your business
  • Evidence of any retirement and employee group health, life, disability, vision and dental insurance contributions if included in the loan amount calculation.
  • If partnership filing a tax form 1065 — K-1
For Self-employed Individuals (Schedule C filers)

Review this list of items for a full and complete application:

For Second Draw PPP loans

For Business Entities (Corp/LLC/etc.)

Review this list of items for a full and complete application:

For Self-employed Individuals (Schedule C filers)

Review this list of items for a full and complete application:

  • SBA Borrower Paycheck Protection Program Application (net income)
  • SBA Borrower Paycheck Protection Program Application (gross income)
  • Legal Entity Beneficial Ownership Certification Form (existing INTRUST Bank customers do not need to resubmit this information)
  • Copy of both the front and back of Driver’s License(s)
  • Schedule C
  • 1099 for contract labor
  • Payroll tax filings reported to the IRS if borrower also has W-2 wage earning employees — 941’s and state and quarterly wage unemployment insurance tax filings from each quarter
  • Borrower entity documents: Articles of Incorporation; Operating Agreement; Partnership Documents; By-Laws; Trust Documents; Etc. (existing INTRUST Bank customers do not need to resubmit this information)
  • Select and complete the Paycheck Protection Program Loan Amount Worksheets below relevant to your business
  • Deposit account info for the disbursement of funds as well as auto-debit of payments on any balance
  • Financial documentation demonstrating a 25% decrease in gross revenues from 2019 to 2020 for the same quarter
  • Evidence of any retirement and employee group health, life, disability, vision and dental insurance contributions if included in the loan amount calculation.
  • Brief description of the nature of the business

Step 3: Submit Your PPP Application

Your security is important to us.  We strongly advise any correspondence you send that contains personal information to be sent through our secure email message center.  Here's how:

  1. If you have not already, register an account with our Secure Email Message Center. For instructions on using secure email, review this guide.
  2. Log in to the secure email message center and click on the Compose tab to create a new email.
  3. Attach your completed application to the email along with all other required documents.
  4. Send the email to SBAlending@intrustbank.com

All required documents must be sent in a single email to SBAlending@intrustbank.com

Additional Support

If you have questions about the application process or required documents, please send them to SBAquestions@intrustbank.com. Please do not send your application to this email address, as it will not be processed. 

Resources for Businesses