Variable interest is calculated on the daily collected balance, compounded and credited monthly1. The minimum opening deposit is $100.
Minimum Opening Deposit
Annual Percentage Yield (APY)
Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 3/22/2019 and are subject to change without notice.
- No monthly1 account maintenance fee if a $300 average collected account balance is maintained.
- Fees may reduce earnings on the account.
- Monthly1 account maintenance fee is $5 if below minimum balance requirement.
- No charge for the first 25 domestic deposited items each monthly1 cycle. Additional items are $0.25 each, including on-us items.
- Federal regulation allows you to make six transfers or withdrawals from your account per monthly1 cycle, including preauthorized, automatic or telephone transfers. Each subsequent transfer or withdrawal will be charged $10 in addition to other fees and charges.
- Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.