Chart about Zero Balance Accounts

Sweep + Zero Balance

Maximize Investments


Use a Zero Balance Account in conjunction with a Sweep Account to maximize your invested funds.

ZBA Auto Allocation

INTRUST Bank's innovative ZBA auto allocation product is designed for companies utilizing multiple ZBAs for individual corporate accounts. Funds from the ZBAs are funneled to a master account which sweeps to an overnight repurchase agreement or line of credit. ZBA auto allocation keeps a running “balance” for each account and provides a report at the end of each period with beginning and ending balances for each account.

Balance Allocation

  • INTRUST auto allocation begins with a zero balance for each account at start up, unless you specify a starting balance.
  • Auto allocation accumulates actual debits and credits (excluding your ZBA transactions) during each period for each account.
  • Provides a beginning and ending balance for each account.
  • Optional cost of funds feature. A cost of funds rate can be applied to the daily balance in each account, which is then accrued to a monthly Charge or Earnings, which is included on your monthly report.