Elite checking has it all.

INTRUST Elite Checking gives you more freedom.

A step up from Advantage Checking, Elite Checking earns you interest on your balance and offers unlimited choices for check designs as well as unlimited ATM fee reimbursements.

You can avoid the monthly1 fee if you meet any one of the following criteria:

You maintain a combined deposit account balance of at least $100,000.2

Have a qualifying INTRUST Wealth account.3

Open an INTRUST Elite Checking account today.

Features included with your account

  • Earns Interest

    Interest is earned on entire account balance.

  • Free Checks and Cashier's Checks

    Unlimited personal checks in any design we offer.

  • Free Accessory Services

    Such as domestic and international wires, stop payments, foreign check deposits, etc.
    See Personal Accounts Fee Schedule for details.

  • ATM Fee Reimbursement

    Receive unlimited ATM refunds on INTRUST fees. Receive unlimited ATM rebates of fees assessed by other banks.4

  • INTRUST Visa® Debit Card

    Includes EMV Chip security.
    Learn more about debit cards.

  • Overdraft Protection

    Traditional Overdraft Protection Plan available by agreement. Account may be considered, at Bank’s discretion, for Bounce Blocker Service, for which there may be a fee.
    Learn more about overdraft protection.

FREE online services with every INTRUST checking account.

Enroll in free Personal Online Banking and Mobile Banking to easily manage your account from any computer, tablet, phone or other device. Use your money the way you want without ever worrying about fees.

Online and Mobile Banking Devices


Interest Rate


Annual Percentage Yield (APY)


Variable interest; rate may change after account is opened. Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 6/16/2019 and are subject to change without notice. Fees may reduce earnings on the account.

Fees & Terms

  • The monthly1 account maintenance fee is $30. You can avoid the fee if you meet any one of the following criteria:
    • Maintain a combined deposit account balance of at least $100,000.2
    • Have a qualifying INTRUST Wealth account.3
  • The minimum opening deposit is $100.
  • No charge for the first 25 domestic deposited items each monthly1 cycle.  Additional items are $0.25 each, including on-us items.​​​​​​​

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.

Get started.

Apply today for an INTRUST Elite Checking account.

Open an account

You can also stop by one of our banking centers.

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