Elite checking has it all.

INTRUST Elite Checking gives you more freedom.

A step up from Advantage Checking, Elite Checking earns you interest on your balance and offers unlimited choices for check designs as well as unlimited ATM fee reimbursements.

You can avoid the monthly1 fee if you meet any one of the following criteria:

You maintain a combined deposit account balance of at least $100,000.2

Have a qualifying INTRUST Wealth account.3

Not sure if Elite Checking is the right checking account for you?

Features included with your account

  • Earns Interest

  • Free Checks and Cashier's Checks

    Unlimited personal checks in any design we offer.

  • Free Accessory Services

    Such as domestic and international wires, stop payments, foreign check deposits, etc.
    See Personal Accounts Fee Schedule for details.

  • ATM Fee Reimbursement

    Receive unlimited ATM refunds on INTRUST fees. Receive unlimited ATM rebates of fees accessed by other banks if the average collected balance in your account is equal or greater than zero ($0) at the time of the ATM transaction.

  • INTRUST Visa® Debit Card

    Includes EMV Chip security.
    Learn more about debit cards.

  • Overdraft Protection

    Traditional Overdraft Protection Plan available by agreement. Account may be considered, at Bank’s discretion, for Bounce Blocker Service, for which there may be a fee.
    Learn more about overdraft protection.

FREE online services with every INTRUST checking account.

Enroll in free Personal Online Banking and Mobile Banking to easily manage your account from any computer, tablet, phone or other device. Use your money the way you want without ever worrying about fees.

Online and Mobile Banking Devices


Interest Rate


Annual Percentage Yield (APY)


Rates may vary by bank location. Annual Percentage Yields (APYs) quoted are accurate as of 9/26/2017 and are subject to change without notice.

Fees & Terms

  • The monthly1 account maintenance fee is $30. You can avoid the fee if you meet any one of the following criteria:
    • Maintain a combined deposit account balance of at least $100,000.2
    • Have a qualifying INTRUST Wealth account.3
  • The minimum opening deposit is $100.
  • No charge for the first 25 domestic deposited items each monthly1 cycle.  Additional items are $0.25 each, including on-us items.​​​​​​​

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, and our Deposit Agreement.

Get started.

Apply today for an INTRUST Elite Checking account.

Apply Now

You can also stop by one of our banking centers.

Not sure if Elite Checking is the right checking account for you?

  1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month
  2. The average collected balance of the INTRUST checking, savings, and money market accounts and the principal balance of the INTRUST time deposit and IRA accounts on which you are an owner.
  3. The following are qualifying INTRUST Wealth accounts: Revocable Trust accounts with a living grantor; Individual Investment Management Agency (IMA) accounts with a living principal; IMA accounts with a revocable trust as principal; IRAs with a living owner or beneficiary; and ROTH IRAs with a living owner.
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