There are five estate planning documents you may need, regardless of your age, health, or wealth: durable power of attorney, advance medical directives, will, letter of instruction, living trust. The last document, a living trust, isn't always required, but it's included here because it's a vital component of many estate plans. Learn more about each of these documents and why they are necessary.
Credit history and credit scores can be confusing. One of the most common questions is “What can I do to improve my credit?” The simple answer is that credit takes time to build. While there isn’t a quick fix to boost your credit score overnight, there are some actions you can take to increase your credit score over time.
Stocks, bonds, and cash are fundamental components of an investment portfolio. However, many other investments can be used to try to spice up returns or reduce overall portfolio risk. So-called alternative assets have become popular in recent years as a way to provide greater diversification.